Typically, the purchase of a new home is one of the largest financial transactions of our clients’ lives. We believe that whatever home you purchase it should work for you now—fulfilling your basic housing requirements at an affordable monthly cost.

Historically, San Francisco real estate has proven to be an excellent investment over the longer term. This is due to the advantages of leverage; the significant tax benefits of homeownership; economic, demographic and geographic conditions in the Bay Area; and long-term appreciation trends. And if one doesn’t “refinance out” increasing home equity, home ownership typically acts as a “forced” savings account to build household wealth.

Here are some questions to consider:

•How long do you plan to own the home you wish to purchase? (Buying and selling in the short term always entails more risk.)

•Are current market conditions and interest rates advantageous for buyers?

•How does the cost of home ownership, with existing tax benefits, compare to renting? How does it compare in the calculation of building your financial assets over time?

•How important is it to you to own the home you live in, with all that implies: control, pride of ownership, the ability to make improvements?

Any investment has both potential risks and rewards—which only you can weigh according to your own financial circumstances, your timeline for ownership and your projection of future economic trends.

As your agents, We will always counsel you and protect your interests to the best of my ability, but ultimately only you can decide what the right decision is for you.

We have a number of resources to offer you as you contemplate your options and the possibility of homeownership in San Francisco.

visit our buyers resource page now!